What if you could be mortgage-free in 7 to 10 years?
Join 1,300+ Kiwi families who’ve saved an average of $279,000 in interest — without making extra repayments.
Reserve Your Free Seat
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Your mortgage payment is working against you
If you’re like most New Zealand homeowners, you’re making your payments every month and barely moving the needle. Here’s why.
Most of your payment is interest
On a standard mortgage, the bank takes most of your monthly payment as interest — especially in the early years. Your actual balance barely changes.
30 years feels like a life sentence
You signed up for 30 years, and at this rate, it’s going to take every single one of them. That’s decades of your income going to the bank.
“Just pay more” isn’t realistic
You’ve heard the advice: make extra repayments. But between the groceries, the kids, and daily life — where’s that money coming from?
Investment property feels out of reach
You’d love to build wealth through property, but when your own mortgage feels like a mountain, buying another one seems impossible.
One free webinar.
Four insights that could save you $279,000.
Where your money actually goes
See exactly why most of your mortgage payment feeds the bank’s bottom line — and the simple structural change that redirects it back to you.
The revolving credit strategy
Learn how a revolving credit facility can reduce your interest every single day — not just once a month — without changing how much you earn or spend.
The $279,000 savings system
Walk through the exact step-by-step system that 1,300+ Kiwi families have used to save an average of $279,000 in interest on their mortgages.
Your path to investment property
Discover the 5 steps to purchasing your first investment property once your mortgage is under control — and how it’s closer than you think.
Meet Malcolm Shepherd
I’ve spent over a decade helping everyday Kiwi families take control of their mortgages. Not with complicated investment strategies. Not with brokerage gimmicks. With a proven, structural approach that puts your money to work smarter.
- Award-winning financial adviser
- Registered Financial Service Provider (FSP39632)
- 1,300+ New Zealand families guided to financial freedom
- Over a decade of hands-on experience
“This isn’t about budgeting harder or eating baked beans for dinner. It’s about restructuring how your money works — so your mortgage shrinks faster without changing your lifestyle.”
Hear from Kiwi families just like yours
We’ve reduced our mortgage from $380K to $307K in no time. The strategy made an immediate difference and we can actually see the progress now.
The process is straightforward, the staff are helpful, and the webinars have been key to building financial freedom. We wish we’d found this sooner.
Before we started, it was quite stressful, as we weren’t getting anywhere. But through this process, it’s brought us closer together.
Got questions? We’ve got answers.
Your 30-year mortgage doesn’t have to take 30 years.
Join us next Tuesday and see exactly how much you could save. It’s free, it’s live, and it could change your financial future.
Reserve My Free Seat ➔Every Tuesday evening via Zoom. 1,500+ register each month — secure your spot.